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These credit unions offer no cash advance fees on all their credit cards.. you take out the cash, as a last resort it's a better bet than paying an upfront fee.. None of them charge a foreign transaction fee, and all interest rates are the same. to the alternative lending industry where you'll find predators and payday loans.

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They have some of the best personal loan rates, with fixed-rate loans ranging from 5.99% – 17.67% APR (with AutoPay). You also won’t pay any loan origination fees, and repayment terms are flexible, ranging from one to seven years.

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