Opinion: stop making mortgage applications so complicated! Work the baby steps, stop making this so complicated. List your debts smallest to largest and pay them off in that order. Unless you move down in house substantially I dont see how that really changes the dynamic of your wife staying home to raise kids.
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All mortgage loans subject to credit approval. This offer may end at any time. **Fixed Rate First Mortgage- Terms are 10, 15, 20 and 30 years. maximum loan amount is $484,350. Credit and other restrictions apply. ***All Adjustable Rate Mortgage (ARM) loans have a 30 year amortization. ARM rates are subject to change during term of loan.
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