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· Get a loan that you can really handle-one that you can comfortably repay and that won’t prevent you from doing other important things (like saving for retirement or having a little fun). Figure out how much of your income will go towards loan repayment-lenders call this a debt to income ratio-and borrow less if you don’t like what you see. . Lenders often want to see a ratio below 30% or
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Review the list below to see how each type of loan works and determine which choice is best for you. is to select a lender. Banks, credit unions, online lenders, peer-lending companies and private.
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