2 Myths Holding Back Home Buyers

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Blog Archives – allensellsla.com – Young buyers (Millennials & Gen Z) have waited longer than previous generations to enter the housing market for their. 2 Myths Holding Back Home Buyers.

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2 Myths Holding Back Home Buyers – teamlengyelrealty.com – by Keeping Current MattersFreddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that,"For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save.

2 Myths Holding Back Home Buyers – lendingahand.com – Freddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that, "For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save [.]

But for everything we believe we know about the industry, there are a number of myths that circulate about how real estate actually works. Buying into those can hurt your chances of buying or selling.

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Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

Part 2: What’s Wrong with Housing in America? – Myths regarding why housing is so expensive. to keep prices down to where those impacted have acceptable options. The mortgage market is holding back home buyers. Mortgages are harder to obtain.

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3 Common Mortgage Myths, Debunked – If you want to buy a home, but don’t think you’ll be able to, you may find that some of the excuses holding you back are just that. Even better, Veterans and buyers of certain rural homes can.