2 Myths Holding Back Home Buyers

2 Myths Holding Back Home Buyers. Monday November 5th, 2018 Tuesday December 11th, 2018 simplify Buying Myths, Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

2 Myths Holding Back Home Buyers.. Myth #2: "I Need a 780 FICO Score or Higher to Buy". Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

2 Myths Holding Back Home Buyers. Are you dreaming of a new home for the holidays? Have you saved your money instead of spending it all on expensive presents for family and friends? Your new home may be closer than you think. Check out these myths that most buyers believe about their ability to purchase a new home.

FHA DPA Advantage – 2% non-repayable grant, FHA only, applicable to First time home buyers, Community Heros, or below 140% of median income. myth #2: "I Need a 780 FICO Score or Higher to Buy" Similar to the down payment, many either don’t know or are misinformed about what FICO score is necessary to qualify.

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Because of that, here are two major myths the tend to be holding back homebuyers. #1. You need a 20% down payment. Unless you are a repeat buyer and have a huge chunk of equity to put down on another home, most first-time homebuyers don’t have the 20%. We are often unaware of the option to take out low down payment mortgages.

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San Diego Real Estate: 2 Myths That Are Holding Back Homebuyers Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

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2 Myths Holding Back Home Buyers In Realtor.com’s recent article, "Home Buyers’ Top Mortgage Fears: Which One Scares You?" they mention that "46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try."