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More mortgage borrowers now have incentive to refinance Borrowers purchase insurance from the insurer designated by the lender, which means they have no market power. Lenders have market power because they select the insurer and refer multiple loans, but they have no incentive to use their power to reduce premiums because they do not pay the premiums.

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The Harris County Appraisal District will hold a public hearing on the 2020 proposed budget at 9:30 a.m.on July 17, 2019, in the board room in the central offices of the appraisal district, 13013 Northwest Freeway. More information is available here. read more

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